ACE.AI
Credit Engine
The world's most advanced AI-powered credit assessment platform. Leveraging Generative AI to deliver faster, fairer, and more accurate lending decisions.
10 Min
Complete Assessment
95%
Accuracy Rate
50%
Bias Reduction
Four Layers of AI Intelligence
Each layer builds upon the previous, creating an unparalleled credit assessment ecosystem with behavior intelligence and decision intelligence for accurate intention of repayment analysis
Advanced Underwriting & Decisioning
AI-Powered Intelligence
AI-driven Hunter/Dedupe, CERSAI, bureau integrations, e-Sign/e-Mandates, CKYC, criminal checks, and automated decision making.
Intelligence Platform
Advanced Analytics Engine
Advanced analytics, alternative data (utility bills, telecom, social media), behavioral tracking, real-time alerts, and underwriting feedback loops.
Generative AI Advantage
ACE.AI Core Technology
Adaptability, nuanced decision-making, multi-dimensional analysis (financial + behavioral + social cues), bias reduction, and fairer credit scoring.
Behavior Intelligence
Intention of Repayment Analysis
Advanced behavioral pattern recognition that analyzes customer intentions, payment behaviors, and repayment likelihood through comprehensive behavioral data modeling.
AI-Assisted Video PD
Revolutionary AI technology that detects sincerity through facial expression, body language, and voice tone analysis during personal discussions. This breakthrough technology enables remote assessment with unprecedented accuracy and behavior intelligence.
Real-time Detection
Instant analysis
Fraud Reduction
85% improvement
Remote Access
Anywhere, anytime
AI Video Analysis
Sincerity Detection Technology
Why Choose ACE.AI?
Experience the future of credit assessment with measurable improvements across all key metrics
10x Faster Processing
Complete credit assessments in under 10 minutes compared to traditional 2-3 day processes
95% Accuracy Rate
Industry-leading accuracy in credit risk assessment through advanced AI algorithms
50% Bias Reduction
Fairer credit decisions through AI-powered bias detection and mitigation
30% Better Approval Rates
More accurate risk assessment leads to better approval rates for qualified borrowers
Multi-Dimensional Analysis
Comprehensive evaluation using financial, behavioral, and social data points
Real-Time Decisions
Instant credit decisions with continuous learning and model improvement
Proven Results at Scale
ACE.AI has transformed credit assessment for thousands of businesses across India
₹5+ Cr
Credit Processed
Total credit amount processed through ACE.AI
1000+
Businesses Served
SMEs and enterprises using our platform
24/7
Availability
Round-the-clock credit assessment
99.9%
Uptime
Reliable and consistent service
Ready to Experience ACE.AI?
Join thousands of businesses already using ACE.AI for faster, fairer, and more accurate credit decisions.