How Growfi Works
Get access to flexible business credit in three simple steps. Our streamlined process gets you funded fast so you can focus on growing your business.
5 Min
Application Time
24 Hours
Approval Time
Portfolio Based
Credit Limit
Three Simple Steps
From application to funding, our streamlined process gets you the credit you need quickly and efficiently
Register Your Business
Quick & Easy Setup
Complete our simple online application with basic business information. Our digital KYC process ensures quick verification with minimal documentation required.
Connect & Purchase
Shop from Partner Network
Browse and purchase from our extensive network of partner merchants including JioMart, Metro, BigBasket, and Flipkart Wholesale using your approved credit line.
Flexible Repayment
Pay on Your Terms
Enjoy flexible repayment terms of up to 45 days with competitive interest rates. Build your credit history with every successful transaction and unlock higher limits.
Why Choose Growfi?
Experience the benefits of modern fintech designed specifically for growing businesses
Fast Approval
Get approved in 24 hours with our AI-powered assessment
Secure Process
Bank-grade security with encrypted data protection
Build Credit History
Every transaction helps improve your credit profile
Partner Network
Access to 1000+ verified merchant partners
Instant Access
Use your credit line immediately after approval
Flexible Terms
Repayment terms that work with your cash flow
Frequently Asked Questions
Get answers to common questions about our process and services
Still Have Questions?
Our support team is here to help you understand our process and get started with Growfi. Reach out anytime for personalized assistance.